Privacy Policy

Last updated: April 21, 2026

Introduction

Welcome to MyFinance ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance management application.

By using MyFinance, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Personal Information

We collect personal information that you voluntarily provide when registering for an account:

  • Name and username
  • Email address
  • Password (encrypted and hashed)
  • Profile information

Financial Data

You choose what financial information to track in the application:

  • Account names and balances
  • Transaction records (income and expenses)
  • Budget information
  • Financial goals
  • Category preferences

We do NOT collect actual bank account numbers or credit card details. All financial data is manually entered by you.

Usage Information

We automatically collect certain information when you use our service:

  • Device information (browser type, operating system)
  • IP address and location data
  • Usage patterns and preferences
  • Session data and timestamps

How We Use Your Information

We use your information for the following purposes:

Service Provision

To provide, maintain, and improve our services

Account Management

To manage your account and subscriptions

Personalization

To personalize your experience and provide insights

Communication

To send important updates and notifications

Security

To protect against fraud and unauthorized access

Compliance

To comply with legal obligations

Data Security

We implement industry-standard security measures to protect your personal information:

Encryption

All data transmitted is encrypted using SSL/TLS

Secure Storage

Data at rest is encrypted and stored securely

Password Protection

Passwords are hashed using bcrypt

Data Sharing and Disclosure

We Do NOT Sell Your Data

We do not sell, trade, or rent your personal financial information to third parties. Your data belongs to you.

We may share information only in these limited circumstances:

  • With your explicit consent
  • To comply with legal obligations
  • To protect our rights and prevent fraud
  • With service providers who help us operate (under strict confidentiality agreements)

Your Privacy Rights

You have the following rights regarding your personal data:

Right to Access

Request a copy of your personal data

Right to Correction

Update or correct your information

Right to Deletion

Request deletion of your account and data

Right to Export

Export your data in a portable format

Cookies and Tracking

We use cookies and similar technologies to enhance your experience:

  • Essential Cookies: Required for authentication and security
  • Preference Cookies: Remember your settings and preferences
  • Analytics Cookies: Help us understand how you use our service

You can control cookie settings in your browser, but disabling certain cookies may affect functionality.

Children's Privacy

Our service is not intended for individuals under the age of 13. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: